Student Health Insurance Plan 2013-2014 Academic Year

The Student Health Insurance Plan (SHIP) is serviced by University Health Plans and underwritten by UnitedHealthcare Insurance Company. You may review the Plan benefits by going to and click on Rutgers University.

In order to comply with the New Jersey State mandate, all full-time graduate and undergraduate students must have health insurance coverage. Rutgers University initially charges all full-time students for the Student Health Insurance Plan $1,473. Students who have other health insurance coverage may opt out of the SHIP by submitting the online waiver form.
Full-time students are required to submit an online waiver form prior to the posted deadline each academic year. The Fall waiver deadline is September 30, 2013. Students who do not respond by the deadline will be automatically enrolled in the annual plan and will be responsible for paying the premium. Students who do not pay the assessed premium and who have not properly waived coverage will have a hold placed on their account until it is paid in full.

Waiver & Enrollment Instructions

The deadline to submit the online waiver form for the Fall 2013 semester is September 30, 2013.
To submit the online waiver, select either “Waiver Form” on the left of this page. When your waiver form has been successfully submitted, you will see a waiver confirmation number and receive a confirmation email to your University email address shortly thereafter. If you do not receive the confirmation email, your form may not have been submitted and you should contact University Health Plans at 1-800-437-6448 for assistance. Students may also elect to add eligible dependents to their plan by going to and click on Rutgers University.

Optional Dental and Vision Plans

Rutgers University is pleased to offer our students and their dependents a Dental and Vision insurance plan that is NOT required insurance and can be found at and click on Rutgers University.